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Do credit cards affect your credit score 2024?

Harper Patel | 2023-06-13 10:00:37 | page views：1028
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Oliver Smith

Works at the International Criminal Court, Lives in The Hague, Netherlands.
The more debt you have, the lower your score. The ideal utilization is 30% or less of your overall credit limit. For example, if you only have one credit card with a $2000 credit limit and spend $800 a month on your card, that's a 40% utilization ratio. ... This small change will help move your credit score up.
2023-06-23 10:00:37
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Julian Allen

QuesHub.com delivers expert answers and knowledge to you.
The more debt you have, the lower your score. The ideal utilization is 30% or less of your overall credit limit. For example, if you only have one credit card with a $2000 credit limit and spend $800 a month on your card, that's a 40% utilization ratio. ... This small change will help move your credit score up.
5 Credit Card Myths Hurting Your Wallet and Credit Score
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